At Oxbow, what we do is simple – protect the wealth you’ve worked so hard to create. You tell us what you need to achieve financially. Our Job is to help get you there.
The very first stage of investing is the construction of a base capital portfolio. Base capital is money that is nonvolatile—it produces income that takes care of expenses. This is peace of mind money. It produces low returns, but is tremendously safe and consistent.
Investment capital is the money that can be volatile – it can be tied up for long periods of time. It is used to invest in companies that have more risk but a higher return. This is the money that will last the rest of your life and provides a nice growth pattern.